Borrowers Quotes - Page 2

• What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them.

  Matt Taibbi

  Math, Dust, Magic

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• Debt is a mistake between lender and borrower, and both should suffer.

  Nassim Nicholas Taleb

  Mistake, Suffering, Debt

  "We still have the same disease". Interview with Margaret Wente, www.theglobeandmail.com. September 13, 2009.

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• Grameen Bank was formed as an institution owned by its borrower members, who are poor women. Through its unique decision-making process, Grameen Bank has given millions of women the means to emerge from the shadows in a male-dominated society and to make something of themselves.

  Muhammad Yunus

  Mean, Unique, Decision

  "Muhammad Yunus and Bangladesh government battle over Grameen Bank" by Syed Zain Al-Mahmood, www.theguardian.com. November 21, 2012.

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• Once again, the 90/10 rule of money applies - 10% of the borrowers in the world use debt to get richer - 90% use debt to get poorer.

  Robert Kiyosaki

  Use, Debt, World

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• We are renters and borrowers and, in the end, only thieves.

  Bennett Madison

  Thieves, Ends

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• I'm no innovator. If anything I'm a stealer, or borrower. I've stolen or borrowed from more people than you can shake a stick at.

  Bear Bryant

  Leadership, Basketball, Wrestling

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• Los prestatarios incumplirán. Los mercados se hundirán. El oro (la forma definitiva de dinero seguro) se disparará.

  Mike Belkin

  Oro, Seguro, Forma

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• Take the whole range of imaginative literature, and we are all wholesale borrowers. In every matter that relates to invention, to use, or beauty or form, we are borrowers.

  Wendell Phillips

  Beauty, Writing, Matter

  Wendell Phillips (1969). "Speeches, Lectures, and Letters, Second Series", Ayer Company Pub

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• Good nature is the cheapest commodity in the world, and love is the only thing that will pay ten percent to both borrower and lender.

  Robert Green Ingersoll

  Love, World, Pay

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• Every man is a borrower and a mimic, life is theatrical and literature a quotation.

  Ralph Waldo Emerson

  Life, Men, Literature

  Ralph Waldo Emerson (1971). "The Collected Works of Ralph Waldo Emerson: Society and solitude", p.148, Harvard University Press

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• Entonces llegó el segundo descubrimiento de Amsterdam, aunque el principio era conocido en otros lugares. Los depósitos bancarios... no tenían por qué permanecer ociosos en el banco. Se podían prestar. El banco obtenía intereses. El prestatario tenía entonces un depósito que podía gastar. Pero el depósito original seguía siendo el crédito del depositante original. También se podía gastar. Se había creado dinero, dinero que se podía gastar. Que nadie se frote los ojos. Se sigue haciendo todos los días. La creación de dinero por un banco es así de simple, tan simple, he dicho a menudo, que a la mente le da un poco de repelús.

  John Kenneth Galbraith

  Ojo, Simple, Descubrimiento

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• Human beans are for Borrowers—like bread’s for butter!

  Mary Norton

  Bread, Beans, Humans

  Mary Norton (2016). “Borrowers Collection”, p.84, Houghton Mifflin Harcourt

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• La vida es innecesariamente larga. Momentos de perspicacia, de fina relación personal, una sonrisa, una mirada, ¡qué amplios prestatarios de eternidad son!

  Ralph Waldo Emerson

  Larga, La Vida Es, Momentos

  Ralph Waldo Emerson (2004). "A Dream Too Wild: Emerson Meditations for Every Day of the Year", Asociación de Congregaciones Unitaria Universalista.

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• Beware leverage in all its forms. Borrowers - individual, corporate, or government - should always match fund their liabilities against the duration of their assets. Borrowers must always remember that capital markets can be extremely fickle, and that it is never safe to assume a maturing loan can be rolled over. Even if you are unleveraged, the leverage employed by others can drive dramatic price and valuation swings; sudden unavailability of leverage in the economy may trigger an economic downturn.

  Seth Klarman

  Government, Swings, Fickle

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• Debt is always repaid, either by the borrower or by the lender.

  James Grant

  Investing, Debt, Lenders

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• The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.

  Mark Zandi

  Average, Credit, Today

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• Sure, we loaned money to build hotels and casinos in Las Vegas. So what? Las Vegas borrowers were good customers.

  Jimmy Hoffa

  Vegas, Casinos, Hotel

  "Hoffa The Real Story" by Jimmy Hoffa, (p. 119), 1975.

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• Las habitaciones de techos altos, los pequeños balcones, las alcobas, los rincones y los ángulos sugieren santuario, evasión y comodidad. El lector, el erudito, el explorador, el prestatario es el rey.

  David McCord

  Kings, Comfort, Sanctuary

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• Quantitatve easing is NOT going away. Every major country is running a deficit. If they are all net borrowers then who is the lender? The central banks. For this reason – QE is not going away for a long time.

  Jeffrey Gundlach

  Running, Country, Long

  "GUNDLACH: Anyone Who Says Interest Rates Will Rise Soon Is 'Absolutely Wrong'" by Lance Roberts, www.businessinsider.com. May 3, 2013.

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• Los prestatarios de América y de todo el mundo se dirigen a New York....Es a las cotizaciones de la Bolsa de New York a donde acuden cada mañana los hombres de negocios desde Penobscot a Honolulu para saber cómo late el pulso de la prosperidad y la empresa.

  Charles A. Beard

  Morning, New York, Men

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• Borrowed thoughts, like borrowed money, only show the poverty of the borrower.

  Marguerite Gardiner, Condesa de Blessington

  Inspirational, Acceptance, Poverty

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• As the run-by-capital society of producers turned since into the run-by-capital society of consumers, I would say that the main, indeed "meta", function of the governments has become now to assure that it is the meetings between commodities and the consumers, and credit issuers and the borrowers, that regularly take place.

  Zygmunt Bauman

  Running, Government, Credit

  Fuente: www.theoryculturesociety.org

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• El arte de la banca consiste siempre en equilibrar el riesgo de una corrida con la recompensa de un beneficio. El factor tentador en la ecuación es que los prestatarios más arriesgados pagan tipos de interés más altos. La máxima seguridad -una caja fuerte llena de divisas- no serviría de nada al banquero. El máximo riesgo - una cartera de préstamos a posibles quebrados a tipos de interés usurarios - invitaría al desastre. Un buen banquero se mueve en un terreno intermedio de forma segura y rentable.

  James Grant

  Correr, Arte, Seguridad

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• The borrower runs in his own debt.

  Ralph Waldo Emerson

  Running, Debt, Borrowing

  Ralph Waldo Emerson (1983). “Essays and Lectures”, p.295, Library of America

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• The Treasury plan is a disgrace: a bailout of reckless bankers, lenders and investors that provides little direct debt relief to borrowers and financially stressed households and that will come at a very high cost to the US taxpayer. And the plan does nothing to resolve the severe stress in money markets and interbank markets that are now close to a systemic meltdown.

  Nouriel Roubini

  Stress, Littles, Bankers

  "Not so much bail-out as rip-off". www.theguardian.com. September 29, 2008.

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